New Direction Trust Company (NDTCO) offers self-directed IRAs that enable investors to engage in private lending, allowing them to act as lenders by providing loans to individuals or businesses. Investors have the flexibility to determine loan terms, including interest rates and repayment schedules, and can choose to secure loans with collateral such as real estate or vehicle titles. NDTCO supports investments in various loan types, including business startup loans, personal loans, and the purchase of existing loans through third-party platforms.